hodler

2 Apr 2026, 17:27

Ripple Treasury Links XRP Directly to SWIFT for Instant Global Transfers

Ripple Treasury Connects Directly to SWIFT, Revolutionizing Corporate Payments Ripple Treasury has joined the SWIFT Certified Partner Program, enabling direct, real-time access to the global banking network. Market analyst Chad Steingraber notes this marks a major leap in cross-border payments, bridging traditional finance with digital assets. Ripple Treasury, born from the Ripple and GTreasury partnership, is a next-gen platform that unites cash, crypto, liquidity, and global payments in one interface. It gives CFOs and treasury teams real-time control over corporate finances, bridging legacy banking systems with digital assets. The platform now features the first on-chain corporate treasury, enabling firms to manage fiat, XRP, and RLUSD seamlessly from a single dashboard. As a result, Ripple Treasury will empower companies with direct access to SWIFT’s Alliance Lite2, real-time IBAN and ABA lookups, and seamless global bank communication via SWIFT, EBICS, SFTP, and APIs. By unifying traditional banking and digital asset operations in a single platform, it streamlines workflows and minimizes operational complexity. Ripple Treasury Bridges SWIFT and Blockchain for Faster Corporate Payments Corporates can now choose between the traditional SWIFT network, often slow and expensive, and Ripple’s blockchain-powered solution, settling transactions in seconds using XRP or RLUSD. Therefore, this dual approach lets companies retain existing banking ties while unlocking the speed and efficiency of digital-asset settlements. What’s the bigger picture? Well, market analyst Chad Steingraber highlights Ripple Treasury’s global bank connectivity, SWIFT Alliance Lite2 hosting, and SWIFTRef integration for precise IBAN and ABA lookups, enabling corporates to interact securely and accurately with banks through both traditional and digital channels. Ripple CEO Brad Garlinghouse recently called the platform a game-changer, given that its a regulated, trusted gateway that seamlessly integrates into corporate workflows, simplifying fiat and digital account management. With direct SWIFT access and real-time settlements, Ripple Treasury offers enterprises unmatched efficiency, transparency, and operational control. As companies aim to bridge legacy finance with blockchain, Ripple Treasury’s SWIFT connection marks a decisive step toward a faster, smarter, and more unified global financial ecosystem. Conclusion By directly connecting to SWIFT while unifying fiat and digital assets, Ripple Treasury intends to make corporations streamline payments, reduce costs, and gain real-time visibility, ushering in a new era of efficient, secure, and fully integrated treasury management.

2 Apr 2026, 17:14

Ripple CTO Explains Why Major Firms May Choose XRP Over USDT and USDC Stablecoins

Ripple CTO David Schwartz has outlined why major firms may still choose XRP for some use cases even as stablecoins such as RLUSD, USDT, and USDC gain a larger role in digital payments. His comments came in response to a public debate about whether banks and companies would want to use XRP if Ripple itself holds a large amount of the token and if stablecoins now offer a lower-volatility alternative. Schwartz addressed that concern directly on X after a post questioning why global banks would adopt XRP if doing so could also increase the value of Ripple’s holdings. He argued that a company would not usually reject a product that makes business sense simply because it may also benefit another firm. His response framed the issue as a commercial decision based on utility rather than a question of whether Ripple could also gain from broader usage. The Ripple CTO also responded to another common question now facing the market: whether XRP remains relevant in a payments environment where stablecoins are growing quickly. He said there are cases in which volatility makes a stablecoin the better option and cases where a regulated asset backed by a trusted issuer is useful. That places XRP and stablecoins in different roles rather than in a simple one-or-the-other contest. Schwartz Says Stablecoins and XRP Serve Different Needs Schwartz identified three areas where he believes cryptocurrencies can still offer advantages over stablecoins. The first is that a stablecoin is only stable relative to one currency. In multi-jurisdiction payment flows, that may not solve every problem if the stablecoin needed for a specific fiat corridor either does not exist or does not have the right qualities. His second point focused on issuer control. He said stablecoins can be frozen or clawed back by the issuer, while cryptocurrencies do not carry the same counterparty structure. In his explanation, that can matter in cases where users want to avoid dependence on a regulated issuer that may be subject to court orders or jurisdictional disputes. The third argument was economic rather than operational. Schwartz said that if stability is not required, some users may prefer a cryptocurrency because it can offer upside that a stablecoin does not. He gave the example of money locked in escrow for a long period, in which a user might prefer XRP or BTC to dollars if preserving upside matters more than price stability. Ripple Expands Corporate Infrastructure as RLUSD Grows The debate over XRP versus stablecoins is ongoing as Ripple broadens its institutional product stack. Ripple recently launched Digital Asset Accounts and Unified Treasury within Ripple Treasury, allowing finance teams to manage fiat, XRP, RLUSD, and other digital balances on a single platform. Brad Garlinghouse said the company’s goal is to give corporates a trusted, regulated entry point into workflows they already use while removing friction between fiat and digital asset management. Moreover, Ripple Treasury processed $13 trillion in payments last year Ripple has also expanded its prime brokerage profile. This week, Ripple said Kroll assigned Ripple Prime an investment-grade issuer rating of BBB. Garlinghouse described the rating as validation of Ripple Prime’s strength, reliability, and technology as the business continues to grow. At the same time, RLUSD continues to expand, having reached a market capitalization of about $1.56 billion today. The Ripple stablecoin has also been linked to new payment and treasury use cases, including Convera’s B2B payments partnership and wider distribution through SBI in Japan. XRP Price Action Stays Under Technical Pressure While the debate around utility continues, the XRP price chart remains focused on the short-term structure driven by escalating US-Iran war tensions. The market recently confirmed a bearish intraday distribution pattern, with repeated failures below the $1.3670-$1.3680 resistance zone. That rejection was followed by a breakdown into the $1.3030 target area before a modest bounce developed. The immediate technical question is whether XRP can hold that bounce or whether the market resumes lower. If price breaks back below the recent low, the case for a larger, higher-time-frame reversal would strengthen. If buyers reclaim the broken structure and move back above the $1.3350 area, the pressure from the latest breakdown would begin to ease.

2 Apr 2026, 17:05

Top Investor to XRP Holders: This Is How Millionaires Are Created, Like In 2017

Cryptocurrency markets often move in repeating emotional cycles that test conviction long before they reward it. Extended drawdowns, prolonged consolidation, and widespread uncertainty frequently precede sharp expansions that redefine long-term wealth distribution. As the market endures another volatile phase, traders continue to debate whether current conditions signal continued weakness or the early stages of a broader accumulation cycle. Crypto commentator Cup (@cryptocupra) has intensified this discussion by drawing a direct comparison between the current market structure in XRP and its historic 2017 breakout phase . His post frames the present environment as a potential setup for a repeat of the conditions that previously preceded XRP’s explosive rally. A Cycle Comparison to 2017 Cup’s analysis focuses on structural similarities between XRP’s current weekly chart behavior and its 2017 accumulation phase . During that earlier cycle, XRP traded through extended consolidation before entering a rapid parabolic expansion that delivered extraordinary percentage gains. That move became one of the most aggressive upside phases in the asset’s history. XRP 2017 → +1000%+ XRP 2026 → ABOUT TO REPEAT FINAL DIP FINAL FEAR THEN PARABOLIC THIS IS HOW MILLIONAIRES ARE CREATED LIKE IN 2017 EVERYONE GETS SHAKEN OUT BEFORE THE REAL MOVE I’M HOLDING $XRP NOT SELLING A SINGLE COIN LIKE IF YOU’RE HOLDING $XRP pic.twitter.com/FdNztPOxdD — Cup (@cryptocupra) April 1, 2026 The charts show similar wave patterns and sideways movement, hinting at a possible parallel, suggesting that XRP may again be transitioning from a corrective phase into a potential expansion phase. The interpretation relies heavily on cyclical market psychology, where accumulation often occurs quietly before momentum becomes visible. Current Market Position and Price Context XRP currently trades near $1.28 after retreating from prior highs around $3.65. The asset has recorded six consecutive monthly declines, reinforcing a broader narrative of sustained bearish pressure and liquidity contraction. Despite this, price behavior remains structurally contained within a defined long-term range. Market participants continue to debate whether this phase represents a late-stage correction or early-stage accumulation. Historical analysis often shows that extended consolidation phases follow strong rallies, allowing markets to reset positioning and rebuild liquidity before the next directional move. Fear, Shakeouts, and Market Psychology Cup’s post emphasizes psychological cycles as a core driver of price behavior. He describes the current environment as a “final dip” phase, where fear dominates sentiment and weaker participants exit the market. In this framework, prolonged downturns function as redistribution events that transfer assets from short-term holders to long-term participants. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 This concept of shakeouts plays a central role in historical crypto cycles. Sharp declines often force leveraged traders out of positions while patient capital accumulates at lower levels. As a result, downward volatility can precede stronger long-term structural moves. Structural Reality Versus Historical Narrative While the 2017 comparison resonates with many traders, current conditions differ significantly from previous cycles. Ripple now operates in a more regulated and institutionally engaged environment, where market dynamics respond more strongly to macroeconomic conditions and liquidity flows. This evolution introduces more complexity into cycle comparisons, as institutional participation often dampens volatility while extending consolidation periods. In conclusion, Cup’s analysis captures a recurring theme in crypto markets: periods of maximum uncertainty often coincide with long-term opportunity. While historical parallels to 2017 fuel bullish expectations, XRP’s next major move will depend on whether current consolidation evolves into renewed accumulation supported by stronger liquidity conditions and sustained demand. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on Twitter , Facebook , Telegram , and Google News The post Top Investor to XRP Holders: This Is How Millionaires Are Created, Like In 2017 appeared first on Times Tabloid .

2 Apr 2026, 16:12

XRP Slides Deeper Into Danger Zone as Market Weakness Accelerates Despite Ripple Strength

XRP slides deeper into bearish territory as selling pressure builds and key support levels weaken, reinforcing a sustained downtrend and fragile market structure, while Ripple advances institutional growth and enterprise adoption, underscoring longer-term ecosystem resilience. XRP Price Trend Weakens as Bearish Structure Tightens At 12:09 p.m. on April 2, XRP is trading at $1.29, extending