hodler

2 Apr 2026, 18:50

KBRA assigns investment grade BBB rating to Ripple Prime

Kroll Bond Rating Agency (KBRA) assigned a BBB rating to Ripple Prime, the prime brokerage arm of Ripple. The rating may increase Ripple’s influence as a bridge between on-chain and traditional finance. KBRA made Ripple Prime more visible to traditional investors after assigning an investment grade BBB rating to Ripple Prime, formerly Hidden Road . This just in: global credit rating agency Kroll has assigned @Ripple Prime an investment grade issuer rating (BBB), reflecting the financial strength, business expansion and disciplined execution of our growing prime brokerage platform. Built at the intersection of traditional… — Ripple (@Ripple) April 2, 2026 The subsidiary is a registered broker-dealer, with CFTC registration, a member of FINRA and SIPC, as well as a clearing member of CME Group and a member of the FICC Government Securities Division. Having an investment-grade rating means counterparties can now trade with Ripple Prime under the regular credit framework, without requiring exceptions. The BBB rating indicates good credit quality and moderate-to-low risk of loss. This rating is below the highest quality AA or AAA, indicating the issuer can meet financial obligations, but may be susceptible to adverse economic conditions. KBRA gives Ripple recognition for its business model KBRA based its rating on the business of Ripple Prime US, which is now in its expansion phase. Ripple Prime has been developing its ETF derivative platform since 2024, achieving more meaningful scaling in the past year. Ripple Prime has grown its balance sheet in 2025, achieving profitability for the financial year. Ripple helped speed along the process with a $500M capital injection, boosting the initial assets of Hidden Road. KBRA notes Ripple Prime has more niche and concentrated activities compared to other brokerages, but has shown readiness to diversify through additional business lines and growing its team with experts. The rating reflects the readiness of Ripple to secure further support. KBRA warns that if Ripple Prime issues debt, Ripple can offset some of the constraints with financial support. The rating was based on Ripple’s strong financial situation and readiness to invest in its prime brokerage subsidiary. Ripple itself has reported $5B in cash at the end of 2025. KBRA expects Ripple Prime to grow in 2026 Ripple Prime may offset the slow crypto market performance and the shrinking liquidity of XRPL . The company is still in the growth phase, but KBRA expects margins to improve in 2026. Ripple Prime mostly earns from spread-based financing activities, sensitive to balance sheet size and interest rate changes. KBRa predicts other business lines and types of trading, boosting the brokerage fees. For now, the BBB rating reflects adequate capital reserves for the risk profile, with moderate leverage. As of 2026, Ripple Prime offers OTC spot trading for XRP and XLUSD, as well as crypto derivatives, forex, fixed income products, precious metals, and oil. Following the news, XRP traded at $1.31, a slight recovery alongside other assets. XRP also moved up the ranks of market cap, regaining the top 4 spot. The asset retains relatively high mindshare and points to Ripple’s ambitions to tap both crypto markets and traditional trading. Don’t just read crypto news. Understand it. Subscribe to our newsletter. It's free .

2 Apr 2026, 18:44

XRP Ledger addresses hit all-time high, up 3.3% in Q1 2026

The XRP Ledger (XRPL), which uses XRP as its native token, has experienced a steady growth in addresses during the first quarter (Q1) of 2026, thereby reaching a new all-time high (ATH) as of April 2. Since the beginning of 2026, the XRPL addresses have surged from 7,921,350 to 8,189,798 at the time of reporting, according to on-chain analytics from CryptoQuant. As such, the XRP Ledger recorded a 3.39% uptick in net addresses in Q1 to hit an ATH at press time. XRP Ledger addresses year-to-date. Source: CryptoQuant Although the number of addresses on the XRPL has risen linearly year-to-date (YTD), active users remained range-bound between approximately 130,000 and 165,000 for most of Q1, as per metrics from XRPSCAN . This suggests that while new accounts are being created, many investors may be registering addresses without engaging in trading activity. Number of active users on XRPL in Q1 2026. Source: XRPSCAN Why is XRP Ledger exploding with new addresses? The XRP Ledger has been exploding with cross-border payments in the recent past, catalyzed by Ripple Labs’ efforts. As Finbold pointed out last month, more than 53% of XRPL transactions involve payments, with the Ripple USD ( RLUSD ) accounting for the lion’s share. Additionally, the ledger registered growth in new entrants over the past three months, driven by rising adoption of the built-in decentralized exchange (DEX) via OfferCreate transactions. Notably, the total number of Automated Market Makers (AMM) pools on the XRPL grew from about 24,462 on January 1, 2026, to roughly 27,985 at press time, as per updates from XRPSCAN . As such, the average number of transactions per ledger has rebounded in 2026 to nearly 200, the same levels as during prior bull market peaks, as Finbold reported . With Ripple Labs committed to the long-term growth of the XRP Ledger amid mainstream institutional adoption of XRP, its total addresses are well-positioned to increase in the near future. The post XRP Ledger addresses hit all-time high, up 3.3% in Q1 2026 appeared first on Finbold .

2 Apr 2026, 18:10

XRP Price Prediction: XRP Could Soon Become a State Treasury Asset

Arizona is moving to make XRP a state treasury asset. XRP price itself trades at $1.28, down by 4.5% in today, with crypto sentiment at extreme fear and a single bearish prediction hitting the market. The bill that could change everything is closer to a full House vote than most traders realize. Arizona’s SB1649 would create a Digital Assets Strategic Reserve Fund, placing confiscated, surrendered, or state-held digital assets under the state treasurer’s direct control. XRP is explicitly named alongside Bitcoin, stablecoins, and a handful of altcoins. The measure cleared the House Rules Committee 8-0 on March 30, moving it to a full chamber vote. Critically, the bill allows the treasurer to earn additional returns through staking, airdrops, or limited lending, meaning XRP’s utility as a yield-bearing reserve asset is already baked into the legislative language. The macro backdrop is ugly right now, but Ripple’s accelerating institutional legitimacy keeps long-term bulls engaged. Whether this bill passes or not, the precedent it sets for state-level crypto adoption is hard to ignore. Discover: The best crypto to diversify your portfolio with XRP Price Prediction: $2 Before Arizona’s House Vote? XRP is consolidating under pressure. At under $1.30, the asset is trading below its 50-day SMA of $1.44, with RSI sitting at a neutral-to-bearish 43, not yet oversold, but lacking momentum. For holders, these are the key levels to watch. Support is at $1.25, and the strongest is at $1.23. Resistance sits at $1.33–$1.34, with $1.40 the line that needs to break for any meaningful recovery. XRP USD, TradingView In a good scenario, the Arizona House passes SB1649, ETF approval odds crystallize into a confirmed timeline, and XRP reclaims $1.42, opening a path toward the $2.10 upper bound analysts cite for 2026. But if $1.25 fails, macro pressure deepens, and XRP retests sub-$1.20 territory. One TradingView analyst has identified a forming bull flag, parabolic if confirmed, painful if it resolves downward. Discover: The best pre-launch token sales Maxi Doge Eyes Early-Mover Upside as XRP Tests Key Support XRP’s 6% weekly decline is a reminder that even fundamentally strong assets bleed in risk-off environments. For traders unwilling to wait out a potentially extended consolidation at this market cap, early-stage presales offer a different risk profile, higher volatility, but asymmetric upside that a $80B asset simply can’t replicate. Be like a whale. Buy dips. Hold. Eat. pic.twitter.com/uGw5BySRG2 — MaxiDoge (@MaxiDoge_) March 17, 2026 Maxi Doge ($MAXI) is an ERC-20 meme token built around a 240-lb canine mascot and a unapologetically aggressive trading culture. The presale has raised $4,7 million at a current price of $0.0002811 , with staking at 66% APY in rewards for early holders. Features include holder-only trading competitions with leaderboard rewards, a Maxi Fund treasury for liquidity and partnerships, and meme-first marketing built for viral distribution. The risk-off market environment is actively pushing attention toward presale-stage projects like this one. Research Maxi Doge before the presale window closes. This article is for informational purposes only and does not constitute financial advice. Crypto assets are highly volatile. Always do your own research before investing. The post XRP Price Prediction: XRP Could Soon Become a State Treasury Asset appeared first on Cryptonews .

2 Apr 2026, 18:05

Google AI Predicts XRP Price If It Captures 50% of SWIFT’s Transactions

Speculative valuation models continue to dominate crypto discourse as investors search for signals that link blockchain adoption to the future of global finance. Among the most debated scenarios is whether digital assets can meaningfully integrate into legacy payment infrastructure at scale. These forecasts tend to skyrocket when analysts assume crypto could replace traditional systems. The discussion gained renewed attention after The Real Remi Relief highlighted a Google AI-generated estimate suggesting that XRP could theoretically reach between $1,500 and $2,000 per token if it captures 50% of transaction flows processed through SWIFT . The projection relies on highly optimistic assumptions about global liquidity migration into blockchain-based systems. Liquidity-Driven Valuation Assumptions The core logic behind the estimate rests on a liquidity expansion framework. In this model, transaction volume drives token demand when an asset functions as a bridge currency. SWIFT facilitates communication between financial institutions that settle trillions of dollars in global payments through correspondent banking networks. If XRP hypothetically processed half of that volume, it would require significantly higher circulating liquidity to support settlement flows. XRP $1500 – $2000 If It Captures 50% Of SWIFTs Transactions I asked Google Ai… Q: What would be the price of XRP if it captures 50% of SWIFTs transactions? A: If XRP captures 50% of SWIFT transaction volume, some bullish projections suggest the price could exceed $1,500… pic.twitter.com/l9Z2RGxOiL — The Real Remi Relief (@RemiReliefX) April 1, 2026 Under such conditions, valuation models assume that increased transactional throughput forces capital into the asset, thereby expanding market capitalization. This framework often produces extreme price outputs when applied at a global scale. Structural Limits of the Scenario Despite the attention such projections attract, real-world constraints significantly reduce their plausibility. SWIFT does not directly move funds; it transmits messages between banks that settle transactions independently. Any meaningful displacement would require deep systemic integration, regulatory approval across multiple jurisdictions, and widespread institutional coordination. Ripple continues to develop blockchain-based settlement solutions, but current adoption remains limited to specific corridors and use cases. The infrastructure required to support global-scale transaction replacement remains underdeveloped, making full-scale capture scenarios highly theoretical. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 Market Dynamics Versus Theoretical Models Extreme price forecasts often emerge from token velocity models that link network activity directly to asset valuation. These frameworks assume that higher usage automatically translates into higher token value, particularly for assets used in liquidity provisioning. However, financial markets rarely scale linearly. Liquidity fragmentation, regulatory friction, competing payment networks, and shifting macroeconomic conditions all influence demand. These factors introduce structural inefficiencies that weaken the direct relationship between transaction volume and price appreciation. Narrative Influence in Crypto Markets The Real Remi Relief’s commentary reflects a broader trend in which artificial intelligence outputs and model-based projections increasingly shape retail sentiment. These dramatic predictions grab headlines, but they oversimplify the complex forces driving markets. In conclusion, the projected $1,500 to $2,000 valuation for XRP under a hypothetical 50% capture of SWIFT transaction volume represents a high-end theoretical construct rather than a grounded forecast. While it highlights the perceived transformative potential of blockchain-based liquidity systems, it does not reflect current adoption levels or operational realities. XRP’s future valuation will depend on measurable institutional integration, sustained liquidity growth, and practical use within global payment networks rather than speculative full-scale replacement scenarios. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on Twitter , Facebook , Telegram , and Google News The post Google AI Predicts XRP Price If It Captures 50% of SWIFT’s Transactions appeared first on Times Tabloid .